Banking

Banking

Banking is more competitive, high-performing and open than ever. See how we’re helping banks win in the digital economy and get ready for what’s next.

The banking industry has never seen more disruption—new, innovative challengers and advanced technologies are changing market structure and taking a bite out of revenues. In fact, 17 percent of industry players that entered banking over the last 13 years have grabbed one-third of revenue growth in Europe. For incumbents, the time to act is now.

Simply becoming a digitally better version of themselves isn’t enough to turn the tide. Like their competitors, banks need to become more relevant and harness digital to drive growth, they must rethink their “North Star” business models and be bold in reorienting their organizations—or they risk being left behind as the industry changes around them.

That’s where Jansiv Banking comes in. Whether we’re helping modernize core banking operations, turn a mobile banking experience into a social one, or reinvent payment and credit models, our banking consulting services empower clients with data-driven insights and the right tools to adopt a mindset fit for today’s—and tomorrow’s—digital landscape.

Payments

We help banks, payments providers and other players across the value chain adapt to win.

Demographic shifts, technological advancements and new expectations for the user experience are among the trends impacting the market and its stakeholders. Leaders must make decisions today to win in the future.

Globally, our payments advisors and systems integration specialists bring together strategy, consulting and execution to put banks, payments providers and others on the leading edge of the industry.

Core Banking

Imagine an intelligent, connected and flexible core banking system ready for the future. We can help you have it now.

Customer experience is the top focus of bank operations leaders. And it should be. Everything from new customer expectations to digital models to Open Banking is pressuring banks to keep pace. Yet, achieving true customer-centric banking requires modernization of core banking systems—the front- and back-end software that processes daily banking transactions. Doing so gives banks new ways to operate faster, smarter and cheaper—using intelligent automation, cloud-based core banking-as-a-service, a liquid workforce and other business innovations to power a real-time digital customer experience.

Jansiv brings together the skills, technologies, and capabilities to renew core banking systems in ways that put customers first and enable banks to release trapped value in their operations. Contact us to see how we can help your bank become agile, hyper-relevant and ready for the future—right now.

Credit Services

Deliver the hyper-relevant commercial and retail lending experiences customers expect in today’s digital world.

Digital technologies—analytics, intelligent automation, mobility, APIs, fintech, cloud and more—should be sweet sounds to retail and commercial credit institutions. Why? Applying such innovations enables traditional lenders to deliver hyper-relevant lending experiences: optimized data-driven insights, “phygital” interactions, online originations, real-time visibility into loan tracking, fast processing, and no paper.

Jansiv helps lenders do just that. Draw on advanced data analytics, workforce approaches, processing power and new technology to make the shift to smart, lean and secure digital credit operations. It creates the best blend of channels within streamlined, automated processes across the full credit value chain.

Those bold enough to make the move benefit from well-informed lending decisions, speedier time to close, highly productive staff, distinct employee and customer experiences, and growth. We can help you rebuild your credit operations to thrive in the digital economy—and beyond.

Commercial Banking:

Become an agile, data-driven organization that offers customers exceptional experiences across your business network.

There are many reasons why commercial banks are digitizing their operations by adopting new IT platforms. For one, business customers of all sizes are demanding the enhanced services that this allows. Another is that if they don’t, fintech and other competitors are eager and able to meet their customers’ rising expectations.

True end-to-end digitization enables an array of operational efficiencies, from frictionless CRM and onboarding to growth-propelling loan origination, payments and cross-selling. It also allows them to integrate a variety of tools to unleash the full potential of their new platform and extract a greater return from the investment.

Most importantly, digitization enables banks to gain valuable, timely insights into operations, customers and markets—and to empower the right people to effectively execute the organization’s vision.

We’re helping banks realize the limitless power of digital—and manage their customer relationships in entirely new and distinctive ways.

Finance & Risk Practice for Financial Services:

Banks, capital markets and insurance firms face extraordinary challenges related to profitability, complexity and new regulations in an uncertain economic environment, an environment we refer to as one of “permanent volatility.”

The Finance & Risk practice can help financial services firms focus upon the three key challenges of increasing profitability, reducing complexity and managing regulations. Jansiv draws on its end-to-end transformation capabilities, as well as core strengths in management consulting, technology, analytics and outsourcing to help firms address complexity, volatility while creating sustainable competitive advantage.

Financial Services Technology Advisory:

In an era of digital disruption, Financial Services Technology Advisory helps banks, capital markets, and insurance firms create business value through technology. We work closely with our clients to embrace the power of disruptive technologies, allowing them to drive innovation and sustainable growth for their enterprise.

Helping clients capture the value trapped in existing and emerging technologies, such as cloud and artificial intelligence, and use these assets to drive operational efficiency and strengthen business models.

Benefit from our experienced analysis, deep insights and unique capabilities gathered from years collaborating with some of the world’s leading global financial services firms. We’ll pair your firm with the right technology tools to help you realize your business goals.

Customer Insight & Growth for Financial Services:

The financial services business model is under pressure. Can we help you become a Living Business and execute customer-driven digital transformation?

It’s never been more important to create a compelling customer experience. Customers demand curated experiences, seamless interaction and immediate satisfaction. With more information than ever at their fingertips, they also have more control of when, where and how they interact with brands.

What does it take to win over these empowered customers—so financial providers can drive engagement and develop new sources of enterprise growth, particularly in a disruptive era of hyper-relevance in which products and services evolve in real-time to adapt to customer needs and preferences?

A transformational change is needed to stay relevant in a digital economy without boundaries. Becoming a Living Business helps our clients create deeply personalized experiences, so they become hyper-relevant for customers across all channels.